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Loans Structuring and Syndications Our company''s leadership in loan syndications stems from ability to forge strong relationships not only with borrowers but also with bank investors. Because we understand our syndicate partners'' asset criteria, we help borrowers meet substantial financing needs by enabling them to reach the banks most interested in lending to their particular industry, geographic location and structure through syndicated debt offerings. Our syndication capabilities are complemented by our own capital strength and by industry teams who bring specialized knowledge to the structure of a transaction. To enhance your ability to meet your financial obligations and operate effectively, Our company offers assistance in the form of working capital loans, overdrafts, term loans (including real estate loans and other secured debt), backstops and revolvers. We work closely with you to understand the dynamics of your business so that we can anticipate and serve short-term and long-term funding needs in the most efficient manner, drawing from the full range of our global resources and capabilities.

Our company offers a complete range of services to settle your high value financial transactions on a daily basis. Through direct participation in all major cash clearing systems, Our company has created a uniquely efficient environment. By not relying on intermediary banks or networks, we retain greater control over the execution of transactions, enabling us to guarantee consistent processing of your clearing traffic. The combination of financial strength, on-the ground expertise and service quality gives Our company an unmatched presence, and, in turn, an unrivalled ability to handle your high-value, time-sensitive payment needs. Even though the digital age has eliminated much of the paper involved in the world’s payment systems, checks remain an integral part of any bank’s payments service. Our company offers services to streamline the handling of these checks, speed up the delivery of value to you and your customers, and integrate checks into the electronic interbank systems as much as possible.

Because asset-backed securities represent rights to future cash flow from the underlying collateral, they offer investors the benefits of high credit quality as well as yield enhancement. Our company has led the market in securitizing assets including mortgages, home equity loans, credit card receivables, trade receivables and auto loans through structures such as bonds, notes, commercial paper, Euronotes, Eurobonds, certificates of deposit, pass-through and pay-through securities and property income certificates. We also serve as trustee, registrar and paying agents on the securities. Global Equipment Finance When "use" of a fixed asset is more important to your company than "ownership" of it, Our company will help you get the equipment you need in a manner that keeps your working capital working while creating tax and accounting advantages. Our experience covers a wide range of leasing and equipment finance transactions, including general equipment and vehicle master lease programs, vendor programs, secured franchise financing, and dealer financing, as well as leasing programs for ships and rail cars.

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